"You gonna get another job?"...

Volpone

Zombie Hunter
Well, now I've got a bunch of new stuff I've never done before to do with almost no training--some of it on the production database for an insanely complex international corporation. And a deadline to get it done by.

Which is nice. Because otherwise I'd have just done things I needed to do for my business, like work on getting my upcoming rental ready, arranging financing for my next purchase and a bunch of other things. :(

That said, I've got at least...7 minutes to get started on things. But really, at this point I don't have the energy to start something of this magnitude to see how far I can get on it in 7 minutes.
 

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Zombie Hunter
Tired. Or maybe overwhelmed is a better word. Got the keys back to the rental. They did as good a job cleaning it up as anyone could. But it definitely needs a little TLC to get it ready for new tenants.

And I don't have the time right now for what I'm already busy with, let alone maintaining another house.
 

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Zombie Hunter
Oh. The other depressing thing? That house smelled like a Persian gigolo. Best efforts to clean it *seemed* to work. But as I came inside today, I'd swear the smell was back. Not as pronounced as when I bought the place and might have been something else, but very familiar.
 

Volpone

Zombie Hunter
New cell phone battery showed up. It doesn't work. I stick it in the phone to charge it up--because that's the only way to charge a phone battery--and it does nothing. My old battery--even now that it has problems--immediately shows up as charging.

So now I have to consider options.

Do I try buying another battery? Just buy another phone? Let go of my preference for a small Android with a removable battery? Get a secksy Galaxy S3 Flip 5g (which almost certainly does not have a removable battery)? OR! Should I try getting a new battery for my previous phone which is a little larger than I'd like, but not Etch-a-Sketch large like modern phones, and given how long I had it and its symptoms, maybe it just needs a battery. And it's just might be a battery I can actually buy in a local store and test out and shit.

I dunno. What I do know is that I am again at a point where my time is more valuable than money.

Speaking of my consulting job, I got shut down today because the company Sharepoint site said I didn't have permissions to do what I needed to do. Ultimately the designated site admin found that he also did not have permissions to do what I needed to do. Meanwhile my friend/boss has been battling with IT since I started because a key navigation pane on the site doesn't show up on his computer when he logs on.
 

Volpone

Zombie Hunter
On unrelated job news, Hot Girl at the factory may or may not have a sister.

I say that because they look a lot alike--but different--but most of their similarity is not genetic. The dilemma is, a white guy can absolutely NOT ask a black person if they are related to someone because they "look alike".

So. Anyway, they're both about the same complexion. Both have long straight black hair. Both have extensive but tasteful tattoos. And both are insanely hot, know it, and know how to dress to accent their insane hotness.

Hot Girl is shorter. We'll say 5'5" for storytelling purposes. Firm and tight and perky. Has a tendency to wear skintight one piece catsuits and similar outfits with nothing underneath.

Hot Girl 2.0 is around 5'7". Firm and tight. Wears skintight clothes, but most definitely *with* underwear. I can't say why she opts for the thong (that you can clearly see the outline of through the bike shorts) but I get the bra. It is to lift and support her magnificently spectacular D cup tits. Now at this point in my life, I've seen more than a few tits. And I've learned to be subtle about scoping them. But Monday night I was like a 12 year old. Every time I happened to look up and notice her, my eyes unapologetically and with out any subtlety went straight to her cans. And lingered there. They are perfect. The skintight pink tie-die only magnified their awesomeness. And it was short enough to highlight the gold Playboy bunny belly ring.

My god.
 

Volpone

Zombie Hunter
1) Section 8 renters can be good but you have to be EXTREMELY picky. Try to find a stable family or at least a single mom with a really good work history. The law here is that no one can simply reject an applicant because they are section 8 but, at least here, it is not unusual to get 20-50 applicants on a single opening so I make sure to charge an application fee to cut down on the punters and groupers. You still can effectively pick the applicants you like as there are so many applicants.

You should definitely buy the house and seek financing in order to preserve capital. Nothing is as worthwhile as cash on hand after all. It will be a pain to try to rent to a place during the low period, especially in a low demand market, but it can be done plus the low prices of the market mean you can pay off the entire places in 10 years or less. BTW don't quit your job, maybe try to find a higher paying job, as you are in your prime earning years and it is easier to earn in your 50's than to run out in your 70's or 80's. More money in the piggy bank is always better plus you will have some years to compound it.

You should be able to finance a house at 2.5% - 3% and get 8% or more on your saved capital. You are buying low and getting a great ROI plus capital appreciation on the asset so of course you want to do that. Any good businessman would.
Ah, but you live in California. In Kentucky, Section 8 is NOT a protected class. Except (since March of this year) in Jefferson County. Can you guess why I'm looking at Bullitt County for my next rental?

I mean to write an article for my real estate investors newsletter on the importance of knowing The Rules. So you can know when to break them. Because the rule of thumb is that leverage is good. But if I own a place free and clear, that's enough extra in my pocket each month to pay a health insurance premium and get a hooker. Or just sock it away so you don't need a job.

And that's the other one. Yes, on paper, I'm in my prime earning years. But I haven't built a work history that supports that. The reason you can command high money is the quality of your resume. I've been working entry level part time stuff for years now because I couldn't leave my dog home alone much. And because of my age, it's a harder and harder sell to hire me. Yes, there's age discrimination laws, but the elephant is in the room. On top of that, I have no debt right now. I have no wife or ex-wife to keep in baubles. I have no colleges or private schools to pay for. I have (as of this writing) no car payments. So if I can have 4 nice houses in a ZIP code where a nice house sells for around $162k, and they're all paid for, and they all get around $1,100 a month in rent (well, 3 of 'em, I need one to live in), I really don't NEED a job to sock away money. Because the houses are paying more than my expenses. And appreciating in value. And not having a job frees me up to hunt for and renovate bargains. If I want to take the tax hit, I can flip them. Or I can hold them and rotate them through my portfolio--sell my oldest vacant house and put a renter in the new place. If I'm really cheap I can live there 2 years and avoid any taxes on the sale--although I'm getting too old to move every 2 years (and the TARDIS wouldn't stand it).

So yes, everything you say is absolutely correct and is the textbook answer. However I'm such a unique person that many of these rules do not apply to me. Heck, even...John Shaub? I think Schaub says it in his book. Even Schaub says a 55 year old single guy could live quite comfortably on 3 nice paid-for rentals.
 

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Zombie Hunter
Had something else I'd meant to say. Forgot it. Remembered it. Forgot it again. So, unrelated to anything and totally irrelevant, since there's nothing I can do about it now, I'm pretty sure the new house speeded my dog's death. She'd been having troubles with hard-surface floors for some months and even single steps had become a challenge for her. The 3 steps up to the back deck were trivial. But for my dog they were literally a huge hurdle. I built a tiered deck that would've been easier for her, but by then it was too late. I still need to do a radon test too. Don't think that was a big factor in the dog or the cat, but the soil type lends itself to it and I do have an actual basement here sooo...
 

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Zombie Hunter
OH! NOW I 'MEMBER: If I were harder and more disciplined, at 8pm or so, I'd head over to the rental and spend a couple hours working on getting it rent-ready. Instead I sipped whisky, watched episodes of "How I Met Your Mother" I've seen a dozen times, and read Winston Churchill's account of WWII.
 

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Zombie Hunter
This...this is so far off topic I can't even say how I got here. And I shouldn't say it online. Had an AR15 carbine. It got stolen. Replaced it with insurance money. Last year the police in Illinois recovered the stolen gun. I also have an M14. And an A-Team van. And a decent nest egg. SO!...in the unlikely event the Illinois cops ever give me back my gun, I shall pop over to Ruger and get me a stainless Mini-14 and pop over to Samson and get the appropriate stock, and put a back seat in The Awesome Van so I have a place to store them all. I have spoken. So say we all.
 

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Zombie Hunter
A few years ago the company I'm contracting for outsourced all their IT. So about 75% of my friend's time is spent trying to get IT to give his people access to the things they need to do their jobs. Right now I'm supposed to upload a file to the Sharepoint site. After spending a day troubleshooting with the designated site admin, we learned that *he*, as Sharepoint site admin, does not have permissions to upload files to the Sharepoint site. IT is mystified and has asked us to see if ANYONE has permission to make changes to the Sharepoint site. So far, no one does. Excellent network security. If you don't give anyone any access to anything, no one can cause any problems. Of course no one can actually DO anything either, so...

And the funny thing is that it completely shoots them in the foot, because they have things locked down so much--and getting any results from them takes so much effort--that the first troubleshooting step is usually "Screw it, I'm just giving you full access to everything." "Dude. Yes, I had fairly high security clearances in the military. And yes, I've known your boss for more than half our lives. But still, I'm a contractor you've never met and who has barely worked with this software before. Even *I* have issues with giving me full control over enterprise level applications."

The point is, it's very demoralizing and hard to build up energy to do work. It's frustrating to get 15 minutes into your day and find out you can't do what you've been told to do because someone's changed something in the software and no one knows who, when, or how to fix it. There are few things that are worse for me than to be tasked to do something and then not given the tools to do it. Then I just wait to be beaten for failing.
 

Volpone

Zombie Hunter
The upshot is that there are things that I *can* do, but I have a hard time working up the energy to do them because in the end it all feels pointless.
 

Oerdin

Member
Oh. The other depressing thing? That house smelled like a Persian gigolo. Best efforts to clean it *seemed* to work. But as I came inside today, I'd swear the smell was back. Not as pronounced as when I bought the place and might have been something else, but very familiar.
Steam clean the carpets and consider using that sealer paint used for houses people smoked inside.
 

Lanzman

No-one of consequence
A few years ago the company I'm contracting for outsourced all their IT. So about 75% of my friend's time is spent trying to get IT to give his people access to the things they need to do their jobs. Right now I'm supposed to upload a file to the Sharepoint site. After spending a day troubleshooting with the designated site admin, we learned that *he*, as Sharepoint site admin, does not have permissions to upload files to the Sharepoint site. IT is mystified and has asked us to see if ANYONE has permission to make changes to the Sharepoint site. So far, no one does. Excellent network security. If you don't give anyone any access to anything, no one can cause any problems. Of course no one can actually DO anything either, so...

And the funny thing is that it completely shoots them in the foot, because they have things locked down so much--and getting any results from them takes so much effort--that the first troubleshooting step is usually "Screw it, I'm just giving you full access to everything." "Dude. Yes, I had fairly high security clearances in the military. And yes, I've known your boss for more than half our lives. But still, I'm a contractor you've never met and who has barely worked with this software before. Even *I* have issues with giving me full control over enterprise level applications."

The point is, it's very demoralizing and hard to build up energy to do work. It's frustrating to get 15 minutes into your day and find out you can't do what you've been told to do because someone's changed something in the software and no one knows who, when, or how to fix it. There are few things that are worse for me than to be tasked to do something and then not given the tools to do it. Then I just wait to be beaten for failing.
Tell them to make sure the style library at the top of the site collection has open permissions. If that is locked down, it nullifies permissions all down thru the site collection that uses it. Otherwise I'd check to make sure all the user profiles have all the necessary attributes.
 
On unrelated job news, Hot Girl at the factory may or may not have a sister.

I say that because they look a lot alike--but different--but most of their similarity is not genetic. The dilemma is, a white guy can absolutely NOT ask a black person if they are related to someone because they "look alike".

So. Anyway, they're both about the same complexion. Both have long straight black hair. Both have extensive but tasteful tattoos. And both are insanely hot, know it, and know how to dress to accent their insane hotness.

Hot Girl is shorter. We'll say 5'5" for storytelling purposes. Firm and tight and perky. Has a tendency to wear skintight one piece catsuits and similar outfits with nothing underneath.

Hot Girl 2.0 is around 5'7". Firm and tight. Wears skintight clothes, but most definitely *with* underwear. I can't say why she opts for the thong (that you can clearly see the outline of through the bike shorts) but I get the bra. It is to lift and support her magnificently spectacular D cup tits. Now at this point in my life, I've seen more than a few tits. And I've learned to be subtle about scoping them. But Monday night I was like a 12 year old. Every time I happened to look up and notice her, my eyes unapologetically and with out any subtlety went straight to her cans. And lingered there. They are perfect. The skintight pink tie-die only magnified their awesomeness. And it was short enough to highlight the gold Playboy bunny belly ring.

My god.
Negative, Ghost Rider, the pattern is full.
 
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